75point3: Ambitious new member at Chester office joins award-winning colleagues to establish corporate advice dream team
Award-winning colleagues have been joined by one the youngest, most-qualified members of staff at a Chester based financial advice firm, to help deliver an anticipated increase in demand from businesses about auto enrolment pension legislation.
75point3, which provides services on all aspects of financial planning for pensions, life assurance, investments and mortgages to individuals and businesses, has appointed financial planner Kirsty Stewart to work with Money Management’s Financial Planner of the Year Stephen Jones and Chartered Insurance Institute (CII) Paraplanner of the Year Warren Bentham.
Reporting to managing director Stephen Jones, 25 year-old Stewart holds a degree in business and management with law, a certificate for financial advisers (CeFA) and a CII diploma in financial planning (DipPFS). Prior to joining 75point3 she worked as a protection and annuities specialist with wealth management group Sanlam UK.
Probably the single biggest change to workplace pensions for 20 years is the government’s workplace pension reforms, which requires employers to have automatically enrolled all eligible employees between the age of 22 and state pension age, earning more than £9440 a year and working in the UK, into a qualifying pension scheme by 2018. There is no choice in the matter and both the employer and employee will make contributions. Although initiated in October 2012 for large corporations, since then progressively smaller businesses have come on board and from February all employers with 250 or more staff will have to comply.
Already taking charge of some early 2014 stagings and commenting on the significance of the legislation, Kirsty Stewart said: “We are working closely with a number of local companies on their auto enrolment delivery. 2018 may seem a long way off but we can’t stress enough the importance of making sure pension arrangements are in place well before then and for businesses of all sizes. Not doing so could also lead to sizeable non-compliance penalties.”
“Kirsty is one of the youngest, ambitious and most-qualified-for-her-age members of staff we have taken on. Her experience gained from previous roles combined with her energy and enthusiasm, means she will not only help us to fulfil the anticipated demand for advice on how to comply with auto enrolment legislation, but with succession planning lead her to a potential directorship at 75point3,” added Stephen Jones.
Picture: Kirsty Stewart, new financial planner at 75point3.
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Established in 1999, 75point3 is a firm of independent mortgage and financial advisers which provides advice to both individuals and companies on all aspects of financial planning, such as pensions, life assurance, investments and mortgages. The firm has offices throughout North Wales including Abergele, Caernarfon, Colwyn Bay, Gresford, Llandudno, Llanrwst, Pwllheli and Ruthin as well as Chester in England.
75point3 is authorised and regulated by the Financial Conduct Authority, firm number 418618. Its employees are regularly recognised with industry accreditations for their work and in 2013 managing director Stephen Jones won Financial Planner of the Year at the Money Management Awards.